Adjustable‑Rate Loan Scenario Calculator (ARM)

Model how payment changes as interest rates move. Supports initial fixed period, periodic and lifetime caps, and multiple rate‑path scenarios (rise, fall, flat, or custom).

Inputs

Scenario KPIs

Initial payment
—
Peak payment
—
Total interest
—
Payoff date
—
Payment APR
Scenario: Flat Caps: ±1.00%, life +5.00/−2.00%

Adjustment Summary

#WhenAPRPaymentPrincipalInterestBalance
Assumes fully‑amortizing payments recalculated at each adjustment based on remaining term; no negative amortization. Taxes/insurance/MI not included.
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